You’ve heard the phrase “1031 Exchange,” but is it something that will help your client? This class draws on Metro’s deep and broad experience with 1031 exchanges to explain why someone would want to do one, when they are available, and how they work.

Construction liens can delay your closing. This class helps you understand these liens so you can guide your client and help get the lien cleared. The class covers the current Utah construction lien law, including who can assert a lien, the property covered, the steps required to create a lien, and how the lien is removed.

The title commitment, or PR, is one of the most important documents in a real estate transaction. Understanding what information it includes and, more importantly, where to find that information, is a real service to your client. This class shows you where to find the who, what, where, and when of the title commitment, the closing requirements, and the exceptions to coverage that may be important to your client.

Bankruptcy can have a big impact on a real estate transaction, but a little knowledge can help you navigate these waters. This course gives you that knowledge by explaining bankruptcy terms, processes, and what it means for real estate.

What is a title company and what do they do? We address the role title and escrow play throughout the life of a real estate transaction, including the purchase contract, title commitment, preparing to close, and settlement and closing. We also discuss what title policies mean and how the title company protects your client’s information and money.

This course starts with a discussion about legal descriptions, and how they describe what’s actually on the ground. We then discuss what a survey can tell us and when we might need one. That leads us to describe the types of surveys and the requirements for a ALTA/NSPS survey and how you can help your client get the survey they need. We conclude by explaining how surveys are incorporated into title insurance policies.

Easements are rights on someone else’s land, but they come in many varieties—affirmative and negative, appurtenant and in gross, express, implied, and prescriptive. The landowner and the easement owner have rights as well as legal duties. This course explains it all.

Title insurance is an important part of just about every real estate transaction. Title insurance companies insure that a property owner has title to the property. This class focuses on what title insurance is, what rights and interests are insured, and what isn’t insured.

This course digs into the most basic principles of real estate law, such as the requirements and effect of different kinds of deeds. This also includes the relationships between joint owners of property.

Real estate agents are have demanding legal and ethical obligations, but we can’t meet our obligations if we don’t understand them. This course presents several stories to illustrate these duties, as well as when we have a duty to act independently.

Wire transfer fraud in real estate transactions is on the rise. Fraudsters gather data from many sources to present false wire instructions that look legitimate. We need to take steps to protect ourselves and our clients. (This covers the same concepts as “Gone Phishin’”, but in less detail).

Wire transfer fraud is a big problem in the real estate world. The bad guys use information gathered from many sources to conduct these scams. We need to take concrete steps to improve our defenses in the digital world. But we also need to improve our psychological defenses to protect ourselves and our clients. (This covers the same concepts as “Introduction to Real Estate and Digital Security”, but in more detail).

Sometimes, the buyer and the seller agree that seller financing is the way to go, but they don’t really know what that means. It could mean the buyer will assume the seller’s loan, or that the seller will be the lender with an all-inclusive trust deed, or that the buyer will lease the property with an option to purchase for a set price in the future. In this class, we discuss the options, opportunities, and potential problems with seller financing so that you can help your clients decide which way is best for them.